FUNDING SOLUTIONS
One business.
Many ways to fund it.
Cash for this week's bills, a truck, a building, a business you want to buy - we help you compare the options you actually qualify for, and that your cash flow can carry.
EXPLORE YOUR FUNDING OPTIONS
Different business goals. 12 ways to fund them. From covering everyday costs to buying equipment or another company, see how each product works, what lenders look for, and how repayments affect your cash flow. Understand your options before you apply.
Flexible capital
Working Capital
Money for the gap between what you owe now and what's coming in - payroll, stock, rent, a repair, a chance you don't want to miss. No long bank process.
- How much
- $25K–$2M
- How long
- 3–24 months
- How fast
- 1–3 days
Revenue-Based Financing
Built for businesses with steady or repeating income - subscriptions, contracts, reliable monthly sales. Your payment may rise and fall with your sales, or follow a set schedule you agree to upfront.
- How much
- $100K–$10M
- How long
- Flexible
- How fast
- 5–14 days
Business Line of Credit
Take out what you need, pay it back, take it out again. You're only charged on what you've actually used, subject to the terms of your credit line.
- How much
- $25K–$5M
- How long
- Revolving
- How fast
- 2–10 days
Long-term financing
Business Term Loan
You get the money in one lump. You pay it back over an agreed number of years, usually in equal payments you can plan around.
- How much
- $50K–$10M
- How long
- 1–7 years
- How fast
- 1–4 weeks
SBA Financing
Loans from SBA-approved lenders that the US Small Business Administration (SBA) partly guarantees. That guarantee lowers the lender's risk, so established businesses often get better terms - in return for a longer, more thorough application.
- How much
- $50K–$5M
- How long
- Up to 25 years
- How fast
- 30–90 days
Receivables
Invoice Factoring
You've done the work and sent the invoice, but the customer pays in 30, 60, or 90 days. A factoring company pays you part of an eligible invoice now and collects from your customer later. Works for invoices to other businesses and to government bodies.
- How much
- $50K–$20M
- How long
- Ongoing
- How fast
- 2–7 days
Asset-Based Lending
A credit line backed by things your business owns that the lender counts as eligible - unpaid invoices, stock, equipment. Because the lender can fall back on those assets, you can often borrow more than your profit alone would justify.
- How much
- $250K–$30M
- How long
- 1–3 years
- How fast
- 2–6 weeks
Strategic capital
Debt Restructuring
We go through everything you currently owe and look for a way to lower the payments, replace the most expensive debt, or spread it over a longer period.
- How much
- $100K–$10M
- How long
- Case specific
- How fast
- 1–3 weeks
Acquisition Financing
Funding to buy a business that's already running. Lenders look at the price, at what both businesses earn together, at what can be pledged as security, at how much of your own money you're putting in, and at your plan for taking over.
- How much
- $500K–$30M
- How long
- 2–10 years
- How fast
- 3–8 weeks
Don't start with the product. Start with what you need the money for.
YOUR NEXT MOVE
Get it right the first time.
One application. Every option that fits. A clear path to the money.
Get funded